Edi Rama, the Prime Minister of Albania, announced an ambitious plan to transform the country into a cashless society by 2030, promising European integration. However, most citizens, especially from older generations, prefer the use of cash, and experts believe the plan is unrealistic. The risks related to cybersecurity are significant, considering the recent attacks on government institutions, and the investments needed to protect critical infrastructure are essential. Additionally, the Albanian economy faces high informality in external payments, complicating the transition to a fully digital system.
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