The three-month ROBOR index has decreased to 6.14%, while the six-month one has reached 6.28%.

The three-month ROBOR index, which influences the cost of consumer loans in lei with a variable interest rate, decreased on Tuesday to 6.14% per year, down from 6.17% in the previous meeting, according to the National Bank of Romania (BNR). At the beginning of the year, this index was 5.92% per year.

Additionally, the six-month index, used for mortgage loans in lei, dropped to 6.28% from 6.31%. The 12-month ROBOR fell to 6.48%, down from 6.51%. Furthermore, the reference index for consumer loans (IRCC), regulated by OUG 19/2019, reached a record level of 6.06% per year, calculated as the average of daily interest rates from the second quarter of 2025.

These fluctuations reflect the dynamics of the interbank market and the impact on borrowing costs.