Monday 07:36
Economy
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In the third quarter of 2025, Banca Transilvania reported a net profit of 1.15 billion lei, representing a growth of 12.3% compared to the previous quarter and 27.5% compared to the same period in 2024. At the end of September 2025, the total net profit reached 2.92 billion lei, with a growth of 7.9% compared to the previous year. The gross loans/deposits ratio exceeded 65%, indicating a more intensive use of resources and an effective risk management strategy. The non-performing loans ratio was 2.56%, and net expenses with depreciation adjustments increased, keeping the cost of risk below 1%. The bank financed companies with 16 billion lei and the population with 10.5 billion lei in the first nine months of the year, with customer savings reaching 161.5 billion lei. Net interest income increased by 20.2%, and the number of transactions performed increased by 18.8% compared to the previous year.
Sources
Banca Transilvania, profit net de 3,27 miliarde lei în primele nouă luni ale anului
Banca Transilvania a raportat un profit net consolidat de 3,27 miliarde lei, în primele nouă luni
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