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The BNR announced a decrease in the three-month ROBOR index to 6.21%, while the IRCC reached 6.06%, the highest level so far.

Matei Gaginsky
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3 December 2025, 14:31
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The National Bank of Romania (BNR) reported a decrease in the three-month ROBOR index, which reached 6.21% per year, compared to 6.22% in the previous meeting. At the beginning of the year, this index was 5.92% per year. Additionally, the six-month ROBOR dropped to 6.34% from 6.36%, and the 12-month ROBOR decreased to 6.55%, compared to 6.57%. Regarding the reference index for consumer loans (IRCC), it was set at 6.06% per year, calculated as the average of daily interest rates from the second quarter of 2025, marking the highest level recorded so far. These changes influence the cost of consumer and mortgage loans in lei with variable interest rates.

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BNR: Indicele ROBOR la trei luni a coborât la 6,21% pe an

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NEWS ON THE SAME TOPICS

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Economy
INS: The annual inflation rate decreased to 8.16% in July
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Inflation in Romania decreased to 10.4% in June 2026, and forecasts indicate a continuation of this trend
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BNR warns: The disputes generated by the fines regarding ROBOR may exceed the value of the sanctions applied to banks.
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The BNR has decided to maintain the key interest rate at 6.50% per year
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RoEM-UBB Analysis: The evolution of ROBOR does not present significant anomalies and is in line with the monetary policy of BNR.
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The BNR has decided to maintain the key interest rate at 6.5% to avoid negative economic impact, in the context of an inflation rate of 10.85% in Romania.
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ROBOR index National Bank of Romania IRCC

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