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13 February 11:46

OTP Bank Romania introduced a mortgage loan with a fixed interest rate from 5.79% for the first three years, then with a fixed margin from 2.39% + IRCC.

Petru Nicolaescu

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Economy

Zoltn Csipke / Alamy / Alamy / Profimedia

The new mortgage loan offer from OTP Bank Romania comes with a fixed interest rate of 5.79% for the first 3 years, targeting customers who receive their income in an account opened with OTP Bank and take out a loan of over 300,000 lei. After three years, the interest rate becomes variable, consisting of a fixed margin of 2.39% per annum + IRCC.

Sources

Ziarul Financiar

OTP Bank România lansează un credit ipotecar cu dobândă fixă, de la 5,79% în primii trei ani

ȘTIRI PE ACELEAȘI SUBIECTE

Economy

ROBOR is the average interbank interest rate in Romania, and the IRCC will be 5.55% between July and September 2025, increasing to 6.07%.

Economy

The 3-month ROBOR stagnated at 6.60% and the 6-month ROBOR at 6.75%. IRCC will be 5.55% from July 1 through September 30, 2025.

Economy

Raiffeisen Bank Romania will launch a savings account with an annual interest rate of 6%, available from September 1, 2025, for customers who open a current account package.

Economy

The three-month ROBOR index has decreased to 6.54% per year, while the IRCC remains constant at 5.55% per year.

Economy

BNR announces a decrease in the three-month ROBOR index to 6.57%, influencing the cost of consumer loans in lei with a variable interest rate.

Economy

ROBOR is the average interbank interest rate, and IRCC will increase from 5.55% to 6.07% in the period of July-September 2025

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OTP Bank banking market credits mortgage credit

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