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124 new news items in the last 24 hours
13 February 11:46

OTP Bank Romania introduced a mortgage loan with a fixed interest rate from 5.79% for the first three years, then with a fixed margin from 2.39% + IRCC.

Petru Nicolaescu
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Economy
Zoltn Csipke / Alamy / Alamy / Profimedia
The new mortgage loan offer from OTP Bank Romania comes with a fixed interest rate of 5.79% for the first 3 years, targeting customers who receive their income in an account opened with OTP Bank and take out a loan of over 300,000 lei. After three years, the interest rate becomes variable, consisting of a fixed margin of 2.39% per annum + IRCC.

Sources

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Ziarul Financiar
OTP Bank România lansează un credit ipotecar cu dobândă fixă, de la 5,79% în primii trei ani

ȘTIRI PE ACELEAȘI SUBIECTE

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Economy
ROBOR is the average interbank interest rate in Romania, and the IRCC will be 5.55% between July and September 2025, increasing to 6.07%.
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Economy
From October 1, 2025, IRCC will increase to 6.06%, affecting the interest rates of loans in lei with variable interest.
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Economy
BNR: The ROBOR index remains constant at 6.54%
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Economy
The 3-month ROBOR stagnated at 6.60% and the 6-month ROBOR at 6.75%. IRCC will be 5.55% from July 1 through September 30, 2025.
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Economy
Raiffeisen Bank Romania will launch a savings account with an annual interest rate of 6%, available from September 1, 2025, for customers who open a current account package.
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Economy
The three-month ROBOR index has decreased to 6.54% per year, while the IRCC remains constant at 5.55% per year.
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OTP Bank banking market credits mortgage credit

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