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13 February 11:46

OTP Bank Romania introduced a mortgage loan with a fixed interest rate from 5.79% for the first three years, then with a fixed margin from 2.39% + IRCC.

Petru Nicolaescu

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Economy

Zoltn Csipke / Alamy / Alamy / Profimedia

The new mortgage loan offer from OTP Bank Romania comes with a fixed interest rate of 5.79% for the first 3 years, targeting customers who receive their income in an account opened with OTP Bank and take out a loan of over 300,000 lei. After three years, the interest rate becomes variable, consisting of a fixed margin of 2.39% per annum + IRCC.

Sources

Ziarul Financiar

OTP Bank România lansează un credit ipotecar cu dobândă fixă, de la 5,79% în primii trei ani

ȘTIRI PE ACELEAȘI SUBIECTE

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Romania and Bulgaria have the cheapest mortgage loans in the region, according to a report made by the online broker Ipotecare.ro

Republic of Moldova

Moldova ranks second in Europe in terms of the highest mortgage interest rates, with an average rate of 7.4%, surpassed only by Ukraine, where the average interest rate is 10%.

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Raiffeisen Bank increased lending by 11% in the first nine months of 2025, reaching 47.3 billion lei, and recorded a net profit of 1.36 billion lei

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