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The 3-month ROBOR has decreased to 5.97%, continuing the downward trend, while the 6-month ROBOR remains constant at 6.09%.

Raluca Ioana Draghici
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20 January 2026, 09:50
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The 3-month ROBOR index, used for calculating variable interest rates on loans in lei, decreased on Tuesday to 5.97%, down from 5.98% the previous day, according to BNR data. This decrease is part of a downward trend that began at the end of last year, after reaching levels above 7% in the summer of 2025 due to restrictive liquidity conditions. Additionally, the 6-month ROBOR remained constant at 6.09%, while the 12-month ROBOR dropped to 6.26%. In the context of the constant maintenance of the key interest rate by BNR and more balanced liquidity conditions in the interbank market, the reference index IRCC started the year 2026 declining to 5.68%. 10-year government bonds recorded a slight increase in yield, reaching 6.77%.

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Ziarul Financiar
ROBOR la 3 luni continuă să scadă şi este cotat marţi la 5,97%. Titlurile de stat cu scadenţa la 10 ani au dobânzi în uşoară creştere, la 6,77% pe piaţa secundară
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Profit.ro
Indicele ROBOR la 3 luni continuă să scadă

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NEWS ON THE SAME TOPICS

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Economy
RoEM-UBB Analysis: The evolution of ROBOR does not present significant anomalies and is in line with the monetary policy of BNR.
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Romania's international reserves reached 75.259 million euros, after, in June 2026, entries of 4.028 million euros and exits of 4.586 million euros were recorded.
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The annual inflation rate in Romania is estimated to reach 10.3% in 2026, with high risks for the leu and economic activity.
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Economy
The BNR has decided to maintain the key interest rate at 6.5% to avoid negative economic impact, in the context of an inflation rate of 10.85% in Romania.
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Economy
Inflation in Romania decreased to 10.4% in June 2026, and forecasts indicate a continuation of this trend
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ROBOR interest rates interest rates NBR liquidity government securities

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