APAPR announces that over one million Romanians have checked their private pension fund online

Over one million Romanians accessed the pilonul2.ro portal in the first ten months of the year to find out which private pension fund they contribute to and how they can check their savings. The platform is available to approximately 8.5 million Pillar 2 participants.

Through the ASF form on the portal, users can identify their fund by entering their name and personal identification number. They can then access the administrator’s platform to view their account balance and contribution history. Currently, the contribution to Pillar 2 is 4.75% of gross income and is included in the total social security contribution, with no additional cost for employees.

According to APAPR, as of September 30, 2026, the funds managed over 237 billion lei. Approximately 96 billion lei represented net investment gains, with the average annual return since the system was launched in 2008 being 8.5%.

The money can be withdrawn upon reaching the statutory retirement age, in the event of disability, or after the participant’s death by their heirs. Payment may be made in full or in monthly installments over a period of no more than five years. The new rules will enter into force after the authorization of the payment funds, at the earliest in 2027.