Drivers will pay for CASCO insurance based on driving history, not the value of the car, which can lead to significant discounts for those without incidents.

The new CASCO insurance rules will allow policy values to be based on driver behavior and damage history, not just the value of the car. Accident-free owners could benefit from substantial discounts. Insurance companies will check international data and repair history before issuing policies, which will better reflect the risks associated with each driver. The change comes as some 11 million vehicles are registered in Romania.