Naz Avo, a 32-year-old Ukrainian, retired early using the FIRE method, saving 60-70% of his salary and investing in ETFs and stocks.

Naz Avo, a 32-year-old Ukrainian, managed to retire early and now enjoys life on the beaches of Thailand, thanks to the FIRE method (Financial Independence - Retire Early). This approach involves rigorous saving, through which Avo managed to invest between 60 and 70% of his income as a software developer. He opted for investments in ETFs, bonds, and stocks, which require minimal effort.

To save consistently, a minimalist lifestyle and careful financial planning are essential. Experts emphasize that the FIRE method comes with risks, such as market losses and unexpected expenses, which can affect long-term living standards. Although Avo retired at a young age, financial challenges may arise later, and reintegrating into the workforce at an older age can be difficult.