In 2025, the Pillar 3 of voluntary pensions in Romania recorded a record yield of 19.6%, the best in almost 19 years of existence, and reached one million participants.

The funds managed net assets of 7.4 billion lei, an increase of 33% compared to 2024. A record number of 183,000 Romanians started contributing to these funds, and total contributions reached 940 million lei, 25% more than the previous year. Throughout their operation, the funds generated a net gain of 2.6 billion lei for participants. Contributions to Pillar 3 are tax-deductible, and updating the deduction ceiling could encourage additional savings. Additionally, payments made in 2025 increased by 83%, reaching 272 million lei for 16,100 beneficiaries.