From October 1, 2025, IRCC will increase to 6.06%, affecting the interest rates of loans in lei with variable interest.
Miruna Brosban
Economy
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Romanians with loans in lei with a variable interest rate are facing a new increase in rates, as the IRCC will reach 6.06% starting from October 1, 2025. This is the highest value of the index since its introduction in 2019, when it was 2.63%. The significant increase compared to the current value of 5.55% is influenced by tensions in the interbank market during the election campaign.
Sources
Vin noi scumpiri de credite de la 1 octombrie 2025: IRCC, indicele inventat în 2019, urcă la cel mai mare nivel din istoria sa
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Rate mai mari pentru români. Cu cât se vor scumpi creditele
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