Cristian Păun argues that the total withdrawal of the sums from Pillar 2 would be contrary to its character as a pension fund, becoming an investment fund.

Economist Cristian Păun explained that changes to Pillar 2 are necessary to preserve its character as a pension fund. Withdrawing the amount altogether would turn the fund into an investment vehicle, losing its main purpose. Păun emphasizes that taxation should apply only on the profit made, not on the entire contribution. The only situation in which the full amount can be withdrawn is if the contributor dies. He proposes a balanced pension model with contributions from Pillars 1, 2 and 3.