Elderly drivers in Germany are facing significant increases in car insurance premiums, despite not having had accidents.

In Germany, many drivers over the age of 65 have noticed a sudden increase in car insurance premiums, even without being involved in accidents. Insurance companies justify these increases with statistics suggesting a higher risk of accidents as one ages, claiming that reactions become slower.

However, data from the German Insurance Industry Association (GDV) shows that rate increases should only start from the age of 68. A report from the Verivox platform reveals significant discrepancies, with a 75-year-old driver paying up to 74% more than a 55-year-old, and at 85 years old, the cost can increase by 139%. These increases have generated discontent among seniors and consumer organizations, which denounce a collective penalty.