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Average interest rates for new mortgages will rise in the second half of the year, reaching 5.95% for fixed and 6% for variable.

Eftene Ana Maria

1 July 2025, 09:54

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<p>While inflation remains high and the National Bank keeps the monetary policy interest rate at 6.5%, fixed interest rates will be more attractive than variable ones. People with fixed-rate mortgages should consider current offers for refinancing, as monthly rates will increase by about 90 lei for a €70,000 loan.

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Analiză: Dobânzile creditelor ipotecare vor crește în a două jumătate a anului

Dobânzile creditelor imobiliare vor crește în a doua parte a anului. La cât va ajunge rata la final de an?

Rate mai mari pentru românii cu credite ipotecare. Dobânzile cresc în a două jumătate a anului

Dobânzile creditelor ipotecare cresc

Analiză: Dobânzile creditelor ipotecare vor creşte în a doua jumătate a anului

Rate mai mari din toamnă: Dobânzile ipotecare vor crește din nou / Cum îți va fi afectat creditul și ce măsuri poți lua (analiză)

Analiză: Din a doua jumătate a anului vor crește dobânzile creditelor ipotecare

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NEWS ON THE SAME TOPICS

International

The average rate of fixed-rate mortgages for 30 years has risen to 6.51% in the U.S., the highest level since August 2025, according to Freddie Mac.

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