Inflation in Romania has exceeded 10%, investors can opt for two well-known methods that bring profits far above what banks offer.

In April, inflation in Romania exceeded 10%, placing the country in first place in Europe. In this context, the bank deposit, although remaining popular due to its accessibility and safety, no longer ensures the maintenance of purchasing power. Romanians are encouraged to explore alternatives such as bonds and stocks, which can offer returns superior to inflation. Bonds are considered safer, providing fixed income through interest, while stocks, although riskier, can bring variable gains through dividends and price appreciation.

Shareholders have voting rights in the company, unlike bondholders. Investors can use platforms like XTB to access these financial instruments, with the possibility of starting with small amounts and benefiting from reduced fees. The diversity of investment options allows for adaptation to different risk profiles and financial goals.