A study by the European Central Bank shows that rising mortgage payments will continue to affect consumption in the euro area until 2030, despite interest rate cuts. Even though the ECB has cut interest rates eight times since June 2024, higher borrowing costs will affect households, especially those on lower incomes. Almost 25% of euro area households have mortgages, and 20% of these will feel the impact of interest rate changes by 2030.
Sources
Creditele ipotecare vor afecta consumul în zona euro până în 2030, estimează BCE
Una din patru gospodării din zona euro va plăti mai mult pentru creditul ipotecar
BCE: Creditele ipotecare vor afecta consumul până în 2030
BCE: Creditele ipotecare vor afecta consumul până în 2030
BCE: Creditele ipotecare vor afecta consumul până în 2030
Creditele ipotecare apasă greu pe economia zonei euro. Vor afecta consumul până în 2030
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